Outstanding advantages
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Flexible insurance benefits suitable for all customer segments.
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Product information
Product Information
- BIC Binh An is an insurance solution designed specifically for individual customers (including their family members) of the Credit Institution. The product offers customers and their loved ones peace of mind regarding risks to life and health, providing comprehensive protection for the entire family.
- Note:
+ This product is provided by BIC to customers of the Credit Institution.
+ This website provides only general information and basic product details. Insurance benefits, scope of coverage, terms and conditions, and exclusions are specified in detail in the Insurance Contract/Insurance Certificate issued by BIC.
- Note:
+ This product is provided by BIC to customers of the Credit Institution.
+ This website provides only general information and basic product details. Insurance benefits, scope of coverage, terms and conditions, and exclusions are specified in detail in the Insurance Contract/Insurance Certificate issued by BIC.
Subject matter of insurance
- Customers of the credit institution and their relatives (including spouse, biological parents, and biological children).
- Vietnamese citizens or foreign nationals legally residing in Vietnam.
- Aged between 18 and 65 years (inclusive) as of the start date of the insurance period.
- Not suffering from permanent disability or impairment of 50% or greater; not suffering from mental illness or any other condition that renders them unable to perceive or control their own actions.
- Vietnamese citizens or foreign nationals legally residing in Vietnam.
- Aged between 18 and 65 years (inclusive) as of the start date of the insurance period.
- Not suffering from permanent disability or impairment of 50% or greater; not suffering from mental illness or any other condition that renders them unable to perceive or control their own actions.
Required period of insurance participation
- Insurance participation period: Flexible, based on customer needs.
- Insurance term: Maximum of 01 year (365 days), inclusive of both the start and end dates, per insurance policy/certificate.
- Insurance term: Maximum of 01 year (365 days), inclusive of both the start and end dates, per insurance policy/certificate.
Benefits and payment limits
| Quyền lợi bảo hiểm | Số tiền bảo hiểm tối đa/ 01 GCNBH(*) |
| Quyền lợi bảo hiểm chính | |
|
0.4 tỷ đồng |
|
|
|
200 triệu đồng |
|
200 triệu đồng |
| Trợ cấp | |
|
200.000 đồng/ngày
(Tối đa 30 ngày/năm) |
(*) Số tiền bảo hiểm phụ thuộc theo gói quyền lợi bảo hiểm mà khách hàng lựa chọn tham gia
Waiting time
- Accidents: Not applicable.
- Specified diseases: 60 days.
- Other cases: 45 days.
- Specified diseases: 60 days.
- Other cases: 45 days.
Registration dossier
- The customer fills in the required information and fully signs BIC’s “Insurance Application Form.”
- No medical underwriting is required prior to enrollment; the policy is issued immediately upon the customer's completion of the registration.
- No medical underwriting is required prior to enrollment; the policy is issued immediately upon the customer's completion of the registration.
Product documentation
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